Attention homeowners in Mankato and Blue Earth County: Get an Appraisal today!

See the top seven reasons MN homeowners need JC Valuation Services, Inc.:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To reduce a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a MN divorce, when real estate property needs to be divided
Determine the true market value of property in question to settle an estate

Own a home in or near Mankato, MN and need help deciding the value of it?
Contact JC Valuation Services, Inc..

We at JC Valuation Services, Inc. understand the unique needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at JC Valuation Services, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At JC Valuation Services, Inc., we're experts in helping homeowners just like you do away with unneeded PMI insurance.

Challenging Blue Earth county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is declining. That means you are paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from JC Valuation Services, Inc. is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. JC Valuation Services, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? JC Valuation Services, Inc. can help with that too. Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.